Best Mortgage Rates has been established since 2015. Learn more about our history and services below.
Best Mortgage Rates has been established since 2015. Learn more about our history and services below.
Best Mortgage Rates has been established since 2015 to provide loan solutions to our clients, from first home buyers to sophisticated investors.
Best Mortgage Rates goal is to help clients save money on their mortgage and pay off their home loans faster. With access to over 50 lenders, we can offer you more loan options than just one bank.
Our services are included Refinancing, First Home Loan, Investment Loan, Commercial Loan, Vehicle and Asset Finance and Personal Loan.
He is a very patient person, respects everyone and always available no matter what time of the day. His application process is the simplest. No lengthy paperwork to fill out. Everything is done online and without any stress. His reply is very prompt. He makes the impossible, possible. Peter was able to get me the best interest rate. I’m so so thankful for your professionalism and effort to organise my refinance. It was the most smooth process for me and I’m glad I went with you. Thank you, Peter.
I have no hesitation in highly recommending Peter. The process was very smooth and easy. Most documentation handling was done online.
Peter is very responsive and helpful, answers questions promptly. Most of all he got me the best rates available in the market thus helping me to save a lot when I refinanced my loans. He also got me a decent rebate from the bank.
I will not think twice about referring Peter to all my friends.
Thank you Peter for a fantastic deal you got for us.
We do highly recommend Peter Ly. We have no problems in our loan application. He will find you the best deal in the market. He will guide you thoroughly until your loan is approved. He is so accommodating, diligent and gives follow up all the time. The application and submission of documents are online thus very smooth and paperless. He is transparent and reliable.. I will for sure recommend him to my friends, colleagues and families.
Thank you very much Peter. You have done a great job…Keep it up
Peter Ly recently helped conclude home loan for my first home where he managed to obtain higher capacity at very competitive rates. Moreover, I found Peter to be very approachable person, something I needed as first home buyer. Hence I would have no hesitation recommending his services to prospective customers.
Let me start by saying that Peter is a very patient and courteous person. He treats his client as an individual with the utmost respect. Peter will respond to all your queries and address your concerns in a timely manner.
When it comes to getting the best deals for finance, Peter has great relationships with various lenders and will recommend the most suitable product taking into consideration your personal circumstance. These attributes are certainly what you want in a broker. I have no hesitation recommending Peter to family and friends. Thank you Peter.
Thank you Peter for your efficient services, for your patience and working hard to ensure I got refinanced at the best rates. Thanks for addressing all my queries and concerns in a timely, professional manner. I definitely recommend you to anyone looking to buying their first home or refinancing.
Peter has been professional and extremely helpful with assisting us with our refinancing our home loan. It was a pleasure working with him he made the whole refinance process very easy. He is honest, helpful and very efficient. Kept us informed right through the process. More than all he helped us save money. I would certainly recommend Peter to anyone who wants to refinance or buy their first home. Thanks Peter.
Peter has been great help for us with our home loan refinancing and I am most grateful for the prompt and professional manner in which he has dealt with our application process. I really appreciate your help, and wish to assure that I would certainly recommend Peter fo anyone who wants refinance or secure a home loans.
Thanks Peter
Did you know that over 50% of all loans written in Australia are provided through mortgage brokers? This can be quite a surprising statistic, however once you understand the service a mortgage broker provides, it’s perhaps more surprising that the percentage isn’t higher! So, what exactly does a mortgage broker do?
Understanding your current financial situation is the most important step in the lending process. In order to do so, it’s important that the right questions are asked early on so that the application process is a smooth and timely as possible. It is also vital in ensuring you don’t overreach yourself by borrowing too much, and placing undue stress upon yourself and your finances.
With access to over 50 lenders, we select from hundreds of different loan options to find you those that are ideal for your situation. Not only does this save you the time and effort of approaching the lenders yourself, but you can take comfort in the fact that we know what to look for when speaking to the lenders.
Once a loan has been selected, we begin the application process while you sit back and relax. We ensure it is as smooth as possible by undertaking the majority of paperwork ourselves. We liaise with you to compile the necessary documentation, before packaging it up and sending it through to the lender. Once approved, we will see it all the way through to settlement and beyond!
This may seem like a trick, but it’s not. Our service is completely free to the customer. In fact, it is the lenders who pay us through commission, as a mortgage broker saves them from having to market their loan product themselves. It’s a win-win situation.
If you’d like to know more about how we can help freshen up your finances and provide you with a tailor made solution to suit your needs, please contact us today. We will explain what we can offer you and how we can help you with your loan.
Our team will help you search, choose and settle your loan. Chat to one of our loan specialists at a time that suits you.
General Enquiries
1300 968 999
Email
enquiries@bemc.com.au
Copyright © 2020 Best Mortgage Rates Pty Ltd is an authorised credit representative 476238 of Australian Credit License Number 383640
Citi Bank Fixed Rates with Mortgage Plus 2-year Fixed rate has an interest rate of 2.19% p.a. (comparison rate 3.12% p.a.). Fixed Rate loans must be combined with Standard Variable/Standard Variable Offset (Owner Occupier and Investor) to be eligible for Mortgage Plus. Fixed rate quotes are held 60 days from the day the application is submitted. If settlement occurs after 60 days, the prevailing fixed rate will apply. Fixed rates revert to the Standard Variable rate at the end of the fixed term. Comparison Rate calculated on a loan amount $150,000 over a term of 25 years based on monthly repayments. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. Lenders Mortgage Insurance is applicable for loans with an LVR over 80%, unless the option LVR between 80.01%-85% (Without LMI) is selected. Loans with LVR between 80.01%-85% (Without LMI) are not available to non resident loans or loans where income is declared for loan assessment is in a foreign currency. For all loans over LVR 80% principal and interest repayment is required.
IMPORTANT: The Comparison Rate applies only to the example given. Different amounts and terms will result in different Comparison Rates. Costs such as redraw fees, early repayment fees, and cost savings such as fee waivers, are not included in the Comparison Rate but may influence the cost of the loan.