News/Blog - Best Mortgage Rates

Latest Blog

What Are the Initial Costs of Buying a House?

9 December 2020

Just coming up with a deposit for your mortgage can often be such a big task you can forget about the other initial costs of purchasing a home. Costs such as stamp duty, insurance and moving fees are all costs which you will need to pay at the start of

Read more

All You Need to Know About Your Credit Score

2 December 2020

Your credit score or credit rating is a number assigned to you that is a measure of how good of a reputation you have as a borrower. The credit score condenses all of the information and factors found on your credit report into a single easy to understand number. This

Read more

Be Proactive with a Pre-Approved Home Loan

25 November 2020

Buying a home can often be a long drawn out process, where you can sometimes come up empty-handed in the end. A pre-approved home loan can help streamline this lengthy process and protect you from losing out on your dream home. A home loan pre-approval is a prior agreement with

Read more

The Differences Between Fixed, Variable and Split Home Loans

3 November 2020

If you’re looking for a home loan there are limitless options available to you in terms of lender, structure & requirements. One of the most important ways in which home loans vary is in the repayments. There are three main types of repayment options for home loans; fixed, variable and

Read more
Privacy Policy
Terms & Conditions
Disclaimer
Credit Guide

Copyright © 2020 Best Mortgage Rates Pty Ltd is an authorised credit representative 476238 of Australian Credit License Number 383640
Citi Bank Fixed Rates with Mortgage Plus 2-year Fixed rate has an interest rate of 2.19% p.a. (comparison rate 3.12% p.a.). Fixed Rate loans must be combined with Standard Variable/Standard Variable Offset (Owner Occupier and Investor) to be eligible for Mortgage Plus. Fixed rate quotes are held 60 days from the day the application is submitted. If settlement occurs after 60 days, the prevailing fixed rate will apply. Fixed rates revert to the Standard Variable rate at the end of the fixed term. Comparison Rate calculated on a loan amount $150,000 over a term of 25 years based on monthly repayments. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. Lenders Mortgage Insurance is applicable for loans with an LVR over 80%, unless the option LVR between 80.01%-85% (Without LMI) is selected. Loans with LVR between 80.01%-85% (Without LMI) are not available to non resident loans or loans where income is declared for loan assessment is in a foreign currency. For all loans over LVR 80% principal and interest repayment is required. IMPORTANT: The Comparison Rate applies only to the example given. Different amounts and terms will result in different Comparison Rates. Costs such as redraw fees, early repayment fees, and cost savings such as fee waivers, are not included in the Comparison Rate but may influence the cost of the loan.

Website by MANTA